home buying tips please!!?

Question by : home buying tips please!!?
my husband and i have been trying to buy a home for 2 years now but every time we put in a offer on a home the seller wont take are offer even if we are the only people with a offer on the home. or some one with cash takes it from us. so my ? is ……are there any tips on home buying? any ways to get a seller to take are offer?

Best answer:

Answer by Go with the flow
Are you pre-approved for a mortgage?
That can help.
You are going to have to beat the offers by the cash buyers.

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1 Comment → “home buying tips please!!?”

  1. Art Vandelay

    Jun 14, 2012

    One thing that helps is if you can get pre-approved for a mortgage loan. This helps the seller know you are serious and will not likely back out of a deal just because you cannot arrange financing.

    Also, you may be offering too little. It is pretty common for sellers to be asking too much; everyone thinks their home is worth more than it probably is. But you should research other listings in the area for similar homes, see if you can find any sales information at all on other homes, and see if you can find out what the tax appraised value is (which is usually less than the actual market value; take that number and divide by 0.9 to get closer to market value, as tax appraisals try to be in the neighborhood of 90% of market value).

    This research will allow you to make an offer that is closer to the asking price, without a lot of concern that you are overpaying.

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